Legal Terms and Conditions

This web site is intended for Canadian residents only. The information contained herein while believed to be accurate at time of publishing, is subject to change without notice and provided as is, without any representation as to its accuracy. Joseph Shoichet Consulting, the owner and publisher of this Internet Website is not liable for any inaccuracies in the information provided.

The information contained on this Internet Website is intended for general information purposes only and is the opinion of the owners and writers. This information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. The reader is cautioned that acting on any information contained in this Internet Website without the support of a qualified professional advisor, could result in unintended and undesirable outcomes. Joseph Shoichet Consulting is not liable to anyone for the results of any actions taken by them as a result of the information contained on this Internet Website.

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the Joseph Shoichet Consulting site. Joseph Shoichet is not responsible for the information contained on these websites.

Joseph Shoichet is an investment funds advisor under the supervision of Queensbury Strategies Inc. All non-mutual fund related business conducted by Joseph Shoichet is not in the capacity of an employee or agent of Queensbury Strategies Inc. Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation. Accordingly, Queensbury is not liable and/or responsible for any non-mutual fund related business conducted by Joseph Shoichet. Such non-mutual fund related business is the responsibility of Joseph Shoichet alone.

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Labor Sponsored Investment Funds (“LSIF”) have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years. Please note that Mutual Fund Representatives in Alberta are not permitted to sell LSIF.

An investor proposing to borrow for the purchase of securities should be aware that a purchase with borrowed monies involves greater risk than a purchase using cash resources only. The extent of that risk is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the securities purchased.